Accident Insurance/Student Mutual Benefit/Personal Liability Insurance

The National Health Insurance Scheme does not fully cover the fees for the treatment of injuries that arise from accidents and for the damages which you caused to someone else's property, or another person. Unanticipated situations such as accidents or illness may result in an overwhelming financial burden. Enrolling in an insurance program is, therefore, highly recommended.

In Case of illness/injury

• Personal Accident Insurance for Students Pursuing Education and Research (Compulsory in principal)
  Compensation against unexpected accidents during commuting and education/research activities at the University. Apply at the Student Scholarship and Welfare Division of Student Affairs Department.

• Student Mutual Benefit, Life Mutual Insurance (Optional)
  Covers hospital visits/hospitalization on/off campus. Apply at Kyoto University Co-op.

In case of causing bodily injury or property damage to a third party

• Personal Liability Insurance for Students while Pursuing Education and Research (Compulsory in principal)
  Compensation against unexpected accidents to a third party during education and research activities at the University. Apply at the Student Scholarship and Welfare Division of Student Affairs Department.

• Personal Liability Insurance for Students (Optional)
  Covers the insured party's legal liability for bodily injury or property damage caused to a third party. Apply at Kyoto University Co-op.

In case of damages to rented apartments

• Student Mutual Benefit, Fire Mutual Insurance (Optional)
  Covers damages to a rented apartment resulting from accidental fire and/or water leak. Apply at Kyoto University Co-op.

• Comprehensive Renters' Insurance for Foreign Students Studying in Japan （Limited Eligibility)
  Protect the insured students and their guarantors from unexpected occurrences. Applications are limited to those whose academic advisors agree to become their guarantors, or those who join in the Joint Guarantor for Renting. Apply at the International Service Office.